Over 15 billion credentials are currently circulating on the dark web, with 60% still valid, fueling identity theft, phishing, and ransomware attacks that cost businesses and individuals billions annually. The average data breach costs $4.45 million and takes 287 days to identify and contain, leaving exposed information vulnerable for exploitation. Proactive dark web monitoring significantly reduces these risks, with studies showing it can cut breach costs by up to 30% by detecting exposed credentials before they are misused, making it an essential service for protecting sensitive data and preventing financial loss.